Features How It Works FAQ Merchant Login
Powered by Polygon

Accept Payments.
Settle Instantly.

Credit card payments converted and settled as USDC to your Polygon wallet in real time. No holds. No reserves. No chargebacks.

<60s
Settlement Time
150+
Countries Supported
$0
Monthly Fees
💳
Visa & Mastercard
🔍
On-Chain Verification
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Non-Custodial
WooCommerce Plugin

Traditional processors are designed to hold your money

Rolling reserves, 3-7 day settlements, chargeback disputes, and account freezes. You earned it — why can't you access it?

Delayed Settlements

Stripe and PayPal hold your funds for 3-7 business days. High-risk merchants wait 30+ days.

🚫

Chargeback Risk

Customers dispute charges months later. You lose the sale, the product, and pay a penalty fee.

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Account Freezes

Hit a volume spike or sell the wrong category? Your entire account gets frozen pending review.

Instant settlement to your own wallet

Customer pays with a credit card. You receive USDC on Polygon in under 60 seconds.

Real-Time Settlement

Funds settle directly to your Polygon wallet as USDC within seconds of confirmation.

🛡

Zero Chargebacks

Crypto settlements are final. Once USDC hits your wallet, it's yours. No disputes or reversals.

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Global Coverage

Accept payments from 150+ countries through multiple onramp providers in local currencies.

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WooCommerce Plugin

One-click install. Configure your wallet and you're live. Works with Blocks and classic checkout.

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Merchant Dashboard

Track every payment in real time. Monitor volume, view transaction history, manage settings.

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Non-Custodial

We never hold your funds. Settlements go directly from the provider to your wallet.

From card swipe to USDC in four steps

The entire flow happens behind the scenes. Your customer sees a normal checkout.

1

Customer Pays

Customer enters their credit card on your WooCommerce checkout.

2

Card Processed

Payment is routed through a licensed provider who converts fiat to crypto.

3

USDC Settled

USDC is sent to your Polygon wallet directly. No intermediary holds.

4

Funds Available

Your USDC is immediately available. Swap, hold, or off-ramp to your bank.

Common questions

Everything you need to know about accepting payments with InstaSettle.

A WooCommerce store and a Polygon wallet address (like MetaMask). Install the plugin, enter your wallet, and you're live.

Customers pay in their local fiat currency using Visa or Mastercard. The conversion to USDC happens automatically.

Correct. Blockchain transactions are final and irreversible. Once USDC settles in your wallet, there is no mechanism for reversal.

No monthly fees and no platform fees. You only pay the provider's standard processing rate, typically 3.5-4.9%.

Off-ramp USDC through any major exchange (Coinbase, Kraken) or direct off-ramp service. Your USDC is fully liquid.

InstaSettle never touches card data. All processing is handled by PCI-compliant licensed providers.

Start settling instantly

Set up in under 5 minutes. No application, no approval process, no monthly commitment.

Create Your Account →